When does your Mortgage Renew?

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Andrea's Low Rates

Term Banks ANDREA
6 Months 3.09 2.79
1 Year 3.14 1.74
3 Years 3.49 1.69
5 Years 4.59 1.79
7 Years 5.35 2.54
10 Years 5.60 2.94


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Don't let Debt hold your family back from happiness!


Do you have Bad Credit, No Credit, are you drowning in debt? Let me help you and your family by giving you more financial freedom.


I have solutions to get out of Debt and turn your finances around. Self Employed? Unprovable Income? Discharged Bankrupt? No Problem! Don't let yourself become overwhelmed with the stress of debt and bad Credit. Call me today to find out how I can help you!


Here are a few Reasons why you should Refinance
  • Consolidate high interest credit cards and other high interest loans into ONE lower rate monthly mortgage payment. Mortgage refinancing will save you money, increase your monthly cash flow and eliminate the stress of making multiple loan payments.
  • Use the equity in your home and a low interest mortgage refinance to renovate your existing home. This is a great way to increase the market value of your most important asset, your home!
  • Refinance your Mortgage to top-up RRSP investments or purchase Mutual Funds/Stocks. This is a smart investment strategy that many Canadians are doing lately.
  • Take advantage of your credit score improvements to refinance an existing subprime mortgage.
  • Purchase an investment property using existing equity in your current home. With housing prices dropping, now is the time to buy an investment property at a great price.
  • Buy a Car using low interest mortgage rates instead of traditional auto financing.

Mortgage Refinancing - Debt Consolidation Example
Before After
Home Value: $300,000 Home Value: $300,000
Mortgage Balance: $145,000 Mortgage Balance: $215,000
Old Payments New Payment
Mortgage ($145,000): $1,012 Mortgage ($215,000): $1,011.97
Loans ($30,000): $850 Loans (nil): $0
Credit Cards ($40,000): $1,200 Credit Cards (nil): $0
TOTAL PAYMENTS: $3,062 TOTAL PAYMENTS: $1,011.97

MONTHLY CASH FLOW SAVED ! $2,050.03


Call Me Today and Put more Money in your Pocket!

613-968-5151